well, I've contemplated going for my CHL a few times, but, it really boils down to being a waste of money for me.
A. my employer says if I carry any weapon, I get to find a new job (this includes my pocket knife).
B. The idea of leaving it in the X is a bit pointless, as I could do that now, leave a loaded mag in the glove box and the pistol under the back seat and I'm legal in most states, BUT, my wife's a teacher, if she picked up the X and took it to school and I'd not taken the firearm out of it, then she's facing federal charges if something happens and it's found that she had a firearm on school grounds.
C. The only time/place I could get any use out of the CHL is when I go camping, and I'm sorry, I'm taking a bigger weapon with me if I'm worried about animals, and as far as a person goes....that's why I have a Cold Steel Recon Tanto that's hair splitting sharp tucked beside my seatbelt release in the X, and my Gerber Mk II survival knife is usually on my hip when I'm out camping or offroading.
The one HUGE reason I actually want to spend the money to get it (and for the wife as well) is in the event something happens at work and I'm harmed, she'll be a very VERY wealthy individual because then the employer had refused me the right to defend myself which I'm licensed by the state (or federal government" if you're lucky enough to get a federal CCP/CHL)