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Wish you the best in getting the refi closed and especially achieving your financial goals. My late wife and I were very aggressive about debt. We paid off our last mortgage in 1995, and never signed up for anymore debt. It's a very good way to live.

Thank you for the welcome!

Had 3 different very used Isuzu Rodeos over a 10+ year period. Couldn't find a good enough Rodeo this time but found a low miles 2004 XTerra. The XTerra has the same design philosophy and is VERY equivalent in capability to my beloved Rodeos. Just in to my 3rd year owning the XTerra. Very...